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Refinancing Home Loans in Midland, TX. With mortgage refinancing in Midland, TX, what the buyer really does is apply for an entirely new mortgage. That new mortgage then pays off their old mortgage, and since the new mortgage has a lower interest rate, the borrower ends up paying less overall.
Loan term. Loan term is the length of your mortgage, or how long you are scheduled to make payments. Mortgage loan terms typically range from five years up to 50 years and increase by increments of five years. Lenders don’t usually offer every loan term, so your term options will depend on your lender.
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